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About us

Prescient Insurance Broking Services Pvt. Limited is an IRDA registered insurance broker that caters to the retail and corporate insurance needs in both the life and non-life category. At Prescient, we enter into a life-long relationship with our customers. We exchange vows of prudence, integrity and transparency. These, along with our impeccable service, makes our commitment complete. We believe in giving our clients nothing but the best. As an insurance broker (for both life insurance and non-life insurance), we are able to negotiate the risk on behalf of the customer with any of the insurance companies. This enables us to get the best possible price for our customers from the insurance company, without compromising on the risk insured. We as a insurance broker , do not just arrange insurance cover for you but take holistic approach towards your risk . Further we remain in constant touch with our client through our periodic visit for providing insurance portfolio management & claim management services.

equoteindia.com, catering to the retail and corporate insurance needs, in both the life and non-life category. We believe in giving our clients nothing but the best. As an insurance broker (for both life insurance and non-life insurance), we are able to negotiate the risk on behalf the customer with any of the insurance companies. This enables us to get the best possible price for our customers without compromising on the risk insured.

Product: Non life insurance

  • All risk insurance
  • Boiler and pressure plant insurance
  • Burglary insurance consequential loss insurance
  • Contractor plant & machinery insurance
  • Contractor all risk insurance
  • Electronic equipment (including computer) insurance
  • Erection all risk insurance
  • Fidelity guarantee insurance
  • Fire and standard perils insurance
  • Mediclaim insurance (individual and group health insurance)
  • Personal accident insurance (individual and group)
  • Householders' compressive insurance
  • Marine transit and marine cargo insurance
  • Machinery breakdown insurance
  • Motor vehicles insurance
  • Overseas travel policy
  • Product liability insurance
  • Professional indemnity insurance
  • Public liability insurance
  • Directors and officers liability
  • Workmen's compensation insurance

Details »

Product: Life insurance

  • Group leave encashment scheme
  • Superannuation (cash accumulation) scheme
  • Group gratuity (cash accumulation) scheme
  • Group term insurance scheme
  • Group immediate annuities
  • Group endowment
  • Endowment policies group
  • Cash back policies
  • Child plans
  • Retirement solutions
  • Market linked policies
  • Life policies with add on covers for illness, hospitalization etc.

Details »

Value add solutions

  • Compliance
  • Claims assessment, analysis and assistance
  • Record keeping, administration and tracking of insurance policies

Details »

Your advantage

  • Analysis of the risk and adequacy of existing coverage
  • Savings in premium and the best product at the most competitive rate, from the right insurer.
  • Proper and adequate coverage.
  • Assistance in speedy and hassle free claims settlement.
  • Service (s) free of cost.
  • Service (s) at doorstep/worksite.
  • Complete outsourcing with full control on the costs

Details »

Our processes

We as an insurance broker, find you the best insurance coverage based on your risks . We'll help you find you the perfect match. Buying insurance is like finding your life partner. Compatibility makes all the difference. Insurance companies sell you the insurance of only their company. Insurance agents offer you the insurance of only one company. Prescient, being insurance brokers, represent all insurance companies, life and non-life. We research these firms to find you the most suitable match - in terms of the best combination of price, coverage and service. Besides this, we assist and guide you during claims, for speedy and hassle free claims settlement. We understand that insurance is an important safety net for a family, a car, a home, or a business. So, no effort is spared in our pursuit of the option that will suit you best.

Car insurance

Vehicle insurance (also known as car insurance or motor insurance) is insurance purchased for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise there from.

Travel insurance

Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or within one's own country.


Health insurance

Health insurance is insurance against the risk of incurring medical expenses among individuals. By estimating the overall risk of health care and health system expenses, among a targeted group, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to ensure that money is available to pay for the health care benefits specified in the insurance agreement.

Life insurance

Life insurance (or life assurance, especially in the Commonwealth), is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy holder).

Discover our services

Prescient is a user friendly portal, eager to serve the customers 24 X 7. With our world class service and expert team, you are assured of fast, genuine and reliable service. We help you buy insurance and its associated products in an easy and reliable process. The best part is, since we are independent of all insurance companies we bring the best product to you in an unbiased manner. We also show you the entire choice making it a transparent process, and one you feel confident about. Booking insurance through us is a faster process. We exhibit professionalism in all the services we provide and so we not only make loyal customers but great friends. Insurance buying process is fast because you are dealing through an expert in this field. We meet all the needs of customer, spoken and unspoken. We respect their dilemma while choosing the right insurance and so we are always ready to answer their queries. We know that "one size does not fit all", so we try to get tailor made insurance policies to suit your exact needs and requirements and we guarantee full satisfaction of the customer. We also offer the customers unique profile id, by logging into this, one can easily check the details of the insurance purchased and other related details. We will give you an over view of the booking process with Prescient. We also have a demo that you can see to have a clearer picture of the process. Do read this section before dealing with us, to know us better. Below given are step by step guide of the booking processes for Car and Health related insurance products.

Perfectly managed

Car insurance

Give us a detailed requirement of what you are looking for in insurance.

  • Choose the type of coverage that suits you best.
  • We provide wide range of insurance policies from leading insurance providers in the industry.
  • Make your choice of insurance company based on that.
  • We provide you the detail of benefits that come with each insurance policy. Make a choice.
  • We provide you a comparative database of various insurance policies that includes rates, benefits, additional costs and entire requisite details.
  • We will email your quotes. You should furnish us with contact and postal address details so that communication between us is easier.
  • You provide us with the details of the car that needs to be insured.
  • Information that you provide us while buying the car insurance policy through us is totally secure.
  • Now the customer service will contact you and send you the policy.
  • You are free to ask any questions regarding the policies or products purchased from us. We have a 24 X 7 helpdesk at your service.
Learn more


Our Team

The concept is made with lots of love .

Prasanna Nippani

Mr. Nippani, ITIL V3 certified technology leader with over 19+ years of experience in architecting, leading, delivering and managing complex enterprise technology solutions.

M V Ramarao

Mr. Ramarao, with 20+ years of experience, is Responsible for providing best insurance solutions to corporates across diverse industries along various products. Relationship management with clients. Coordinating with the team. Overlooking the retail vertical for both life and non life insurance.

M Rukmini

Ms. Rukmini, is having 15+ years of extensive experience in insurance domain . She is a helping hand to the people who needs an assistance for their insurance related issues.

Even more great features

Visit the great features to buy a online insurance with equoteindia

With equoteindia

Get Competitive Quotes from 30+ insurers

We are tied up with 30+ insurance companies and 150+ insurance products. With our web portal you can get the competitive insurance products with all the policy features. It will help you to choose the right product for you.

Learn more
With equoteindia

Compare, Buy, Save and Insured

With every insurance plan the full coverage , brochure and all related documents are attached. You can compare them easily before proceed to buy.

Learn more

Our workflow

Choose the health insurance coverage you need from our huge database and expert guidance.

Place Your Order

  • Choose the health / any other insurance coverage you need from our huge database and expert guidance.
  • We provide you the health / any other insurance policies from brand names in health insurance sector.
  • Pick your choice. Make a side by side comparative analysis of each policy and judge it.
  • Step to place your order online.
More info Step 1
Day 1

Compile Process

  • We will require your contact and postal address to enhance communication between us for faster processing.
  • we will collect the supporting documents from you and scrutinize it.
  • We will help you to generate the policy with transparent manner.
  • We ensure full security while financial transactions are undertaken with us.
More info Step 2
Day 1

Order Delivered

  • There after our customer service will contact you and send you the policy.
  • Feel free to clear any doubts regarding the policy or the additional benefits of the products.
More info Step 3
Day 2


  • Feel free to contact us for any claims.
  • There after our customer service will contact you to settle your claims.
More info Service
within policy period

More and more extra great features

With equoteindia you can avail the following features


Policy Renewal Reminders

Please fill in the Renewal Reminder form and we will remind you when your policy renewal date is near.


Insurance related News

equoteindia informs to its users whenever any insurance related news comes . We provide the feature in our mobile apps too.


Insurance Advice

equoteindia not only sales the insurance need to its users, but also advises to it's valuable users to choose the best product for himself. So do not stress yourself. Fell free to ask us.


Claims Assistance

Do not think that the work is over once we sold the policy. There are a lot of services avail for you with us. for e.g. claim assistance, value added services etc. We help you to live with peace.

Mobile Apps

equoteindia is also now available on mobile apps

  • Google Play Store
  • Download our android app on google play store to track all your insurance needs.
Download now
  • Apple App Store
  • Download our IOS application on Apple App store to track all your insurance needs.
Download now
  • Mobile Devices
  • Visit us with your smart phone devices and keep handy all your insurance related information.
Visit us

Contact Us

Please fill the contact form for your insurance needs and one of our experienced staff will contact you and go over your insurance needs. You can also call us at 022 - 40242331

Office No. 12. Sreeje Arcade, Almeda Road, opposite Nitin casting company, Panch Pakhadi, Thane (West), Maharashtra - 400602
Phone: (022) 4024 2331

  E-mail : admin@prescient.net.in
  Website: equoteindia.com  
  Working Hours : Monday - Friday 10:00 AM - 06:30 PM
    Saturday 10:00 AM - 05:00 PM

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